Personal auto
Standard auto coverage — liability, collision, comprehensive, uninsured/underinsured motorist, medical payments. We'll shop the major carriers (and the not-so-major ones) to find the right combination of coverage and price, and we'll bundle with your home policy where the multi-policy discount makes sense.
Commercial auto
Single-vehicle commercial — contractor trucks, service vans, agent-owner vehicles — through small fleets. We also place hired & non-owned auto endorsements onto business policies for companies that don't own vehicles but have employees driving on the clock.
Personal umbrella
$1M to $5M of liability sitting on top of your home and auto. Cheap insurance per dollar of coverage, and increasingly expected when you own multiple properties, drive teenage drivers, or have meaningful assets to protect.
Commercial umbrella
Excess liability for business owners — landlords with significant portfolios, contractors, retail and service operators. Stacks on top of the underlying general liability, commercial auto, and (where applicable) employer's liability policies.